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RippedCFO Consulting

— For founder-led and multi-entity businesses running $2M to $20M

Your finance function, built to run without you.

A US CFO runs the seat. A Big Four trained international team does the work. In 90 days you have a documented playbook library, reporting you trust, and automation handling the repetitive parts.

Book a Financial Strategy Call

Free, 45 minutes, no pitch deck. You leave with three specific moves whether or not we work together.

  • A playbook library built for your business in the first 90 days
  • Weekly cash visibility and a monthly close you could hand to a lender or a buyer
  • Automation on the repetitive work: invoice capture, approvals, collections, reporting
  • A blended US and international team, so you pay for the level of the work, not the title
Executive boardroom with modern corporate finishings

— Cost Structure

The same output. A better cost structure.

Most firms staff every hour with a US consultant and bill you for it. We do not. A US CFO owns the strategy and owns your relationship. Controllers, accountants, and analysts come from our international bench: Big Four trained, fluent English, working your hours.

You get the right level of person on every task instead of paying CFO rates for reconciliation.

A full-time CFO runs about $200,000 a year all in, and that is before you hire anyone underneath them.

— Multi-Entity and Holding Companies

One set of books per company is not a consolidated picture.

If you own three operating companies, you probably have three charts of accounts, three closes that finish on three different weeks, and a spreadsheet somebody rebuilds by hand every month to show the group.

That spreadsheet is not going to survive a lender's diligence.

We run consolidated close across entities, handle intercompany, and build holdco reporting a bank or a board will accept. Different cap tables, different systems, different fiscal year ends. That is a normal engagement here, not an exception.

Book a Financial Strategy Call

  • Consolidated close across entities

    One close calendar for the group, not three closes finishing in three different weeks.

  • Intercompany handled

    Intercompany activity eliminated properly instead of reconciled by hand at year end.

  • Holdco reporting a bank will accept

    Group reporting built to survive diligence, not a spreadsheet rebuilt every month.

— The Playbook Library

Most firms hand you reports. We hand you the reports and the machine that produces them.

By day 90 every recurring process in your finance function is written down: close, AR, AP, payroll, commissions, reporting. Built against your actual tools, not a generic template. When someone leaves, the process does not leave with them. When you sell, a buyer sees a business that runs on systems instead of memory.

Where a playbook exposes a process that should never have been manual, we scope the automation separately and you decide.

Book a Financial Strategy Call
  • Close
  • AR
  • AP
  • Payroll
  • Commissions
  • Reporting

— How We Are Structured

  • US-BasedCFO Operators
  • Big FourTrained Consultants
  • GAAPAligned Reporting
  • EncryptedDocument Transfer
  • US EntityUtah Governed

— How It Works

Four phases. No twelve-month discovery.

  1. Week 0Financial Strategy CallForty-five minutes on your P&L, your cash, and how the work gets done today.
  2. Days 1 to 30InstallWeekly cash visibility, margin by service or location, and a close on a calendar.
  3. Days 31 to 90Playbook LibraryEvery recurring process documented against your tools. Yours to keep.
  4. OngoingProfit and AutomationQuarterly pricing and capacity work, and manual steps scoped out.
See the full method

— Selected engagements

What the work actually looks like.

Client names withheld. Details are real.

Multi-site veterinary surgical group

Situation

Three operating entities across two states, plus a specialty clinic. Merchant processing deposited daily receipts as a single lump sum, which made reconciling revenue to individual customers effectively impossible. A lender needed current year-to-date financials before releasing construction funds, and the books were not in shape to produce them.

What we did

  • Put a US controller over the close, with international accounting support handling reconciliations and daily transaction work.
  • Rebuilt the deposit reconciliation so lump-sum settlements tie back to source revenue.
  • Installed a standing weekly one-page status report to ownership.
  • Ran financing options analysis across an SBA 7(a), a traditional facility, and a cash-secured line.

Result

We publish a result line only once the number behind it is confirmed. Ask on the strategy call and we will walk you through this engagement directly.

Four-company holding company roll-up

Situation

A newly formed holding company taking controlling positions in four operating businesses across IT staffing, tech consulting, and workflow automation. Roughly $2–3 million in combined revenue, four different cap tables, and no consolidated reporting of any kind. Ownership needed a defensible consolidated picture before approaching lenders.

What we did

  • Built the roll-up structure and consolidated reporting across all four entities.
  • Designed a tax-efficient profit-sharing structure across the group.
  • Ran capital readiness for a debt raise staged over 24 months.

Result

We publish a result line only once the number behind it is confirmed. Ask on the strategy call and we will walk you through this engagement directly.

— Who You Will Be Working With

Operators, not advisors.

RippedCFO is run by CFOs who have sat in the seat, not consultants who have read about it. Every engagement is led by a named US CFO who owns your numbers and your relationship. Behind them is a bench of controllers, accountants, and analysts we recruit, train, and manage directly. You are not handed off to a junior, and you are not paying senior rates for junior work.

Book a Financial Strategy Call

— Point of View

Our point of view

  • Document the machine before you automate it.
  • Put senior judgment where judgment matters.
  • Do not let the founder become the finance workflow.
  • A report is not useful until somebody can make a decision from it.
  • If a process leaves when an employee leaves, you never owned the process.

— Where We Work

What is true today.

  • Engagements running across veterinary, multi-entity holding companies, and multi-unit operators.

  • Every consultant on the bench is credentialed and profiled before they touch a client's books.

  • Named US CFO on every engagement. No account managers, no handoffs.

— Objections, Handled

The questions every founder asks before booking the call.

Stop guessing. Start running on real numbers.

Forty-five minutes with a CFO operator. Free. No pitch deck.

Book a Financial Strategy Call
Book a Financial Strategy Call